Sunday, March 11, 2012

Been quiet lately...

But I really haven't had much to say. The past few weeks have been an emotional wringer, to say the least. Depression has kicked up pretty bad and I have no idea what to do about it. It's not like after my nervous breakdown where getting on Lexapro helped. I think this is mainly situational.

For the first time in my life, I'm facing the problem of having no money. There is $20 and some change in my bank account right now. The messed up part? It's largely my parents fault.

Well, let me rephrase. The first one two weeks ago was. On February 9th, they decided to take $7900 out of my account without telling me for money I owe them. I found out when I tried to buy lunch at work a little over a week later, my card got declined, I called the bank and found out. They said they left $500 in there, then my paycheck got deposited the next week which would have left me over $1000. I'm almost positive the charges the lady at the bank read off to me from the 9th to two weeks ago didn't come nowhere close to $1000. A couple hundred, yes, not a thousand.

Fast forward to last night. I went to the bank to take out some money to help Ben with his car payment. By my estimation, there was AT LEAST $300 in the account. I moved $300 to that account from my savings right after I found out about the money transfer, then used $100 of that to open a new account my parents have no access to, so that left me $200. I got paid three days later, which was just over $500, then paid around $225 in bills. I haven't bought anything but necessities since then. Food for me and Robbie, cigarettes, stuff like that. Needs instead of wants. When I checked my balance last night, it said I had $52 in my account.

I am almost hoping there are unauthorized charges to my card at this point. That would be a lot easier to deal with than calling and finding out about another money transfer done without my knowledge.

On the bright side of all of this, I get my Sam's Share this week. Even with the month LOA for my surgery, the week LOA when those issues started in September and the week LOA I had to take in May when my neck got messed up and the muscles locked up on me, Melissa estimates I'll still be getting around $1100. I changed my exemptions to nine for the Sam's Share and with that and my regular paycheck, which will be a little more since I've worked as many extra hours as I can, I should have at least $1600 in my account on Thursday.

Must not forget to change exemptions back on Wednesday...

Most of it I am going to take out Friday and then deposit to the new account next Monday. After the Sam Share hits, I'm changing my direct deposit info to my new account.

On the downside, when I call the bank later and find out there were unauthorised charges, that means I'm going to have to go through the statements for the last few months and try to figure out what charges are and aren't mine. Ugh.